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Insurance Underwriter Resume Examples & Tips for 2025

An insurance underwriter analyzes the risk associated with insuring a potential client or their assets and then calculates an acceptable price determined by that risk.

You will usually be the middle man between insurance agents eager to make sales and insurance companies who want to minimize risk at all costs. Unlike other professions in the insurance industry, you will probably work as an employee of an insurance company as opposed to working as a contractor on a commission basis. While there is software that you can use to establish risk, you will still need a very analytical mind to accomplish your tasks. You will also be expected to have a bachelor's degree - preferably in an analytical field. Your resume should highlight your experience with industry-standard technologies and software as well as your experience and educational background.

$60,000
Starting Salary
6% annually
Growth Rate
6+
Key Skills
Entry to Senior
Experience
Insurance Underwriter Resume Example

What Makes This Insurance Underwriter Resume Great

Resume Writing Tips

  • Highlight quantifiable risk assessment outcomes and portfolio performance
  • Showcase experience with underwriting software and tools
  • Detail specific insurance products and lines of business handled
  • Emphasize analytical and decision-making capabilities with concrete examples

Key Achievements to Highlight

  • Evaluated and approved insurance policies worth $10M+ while maintaining loss ratio below 40%
  • Reduced underwriting processing time by 25% through process optimization
  • Successfully managed a portfolio of 500+ commercial insurance accounts with 95% retention rate

Technical Skills

Underwriting SoftwareRisk Management SystemsMicrosoft ExcelStatistical Analysis ToolsPolicy Management SystemsClaims Analysis SoftwareBusiness Intelligence Tools

Soft Skills

Analytical ThinkingDecision MakingAttention to DetailCommunication

Relevant Certifications

  • Chartered Property Casualty Underwriter (CPCU)
  • Associate in Commercial Underwriting (AU)

2025 Insurance Underwriter Market Insights

Salary Range

$60,000 - $120,000

Experience Level Impact

Entry Level:$60,000+
Mid Level:$78,000+
Senior Level:$96,000+

Growth Rate

6% annually

Industry Growth Trend

Market Demand

high Demand

Stable demand with increasing automation, but strong need for experienced underwriters in complex risk assessment

Top Employers Hiring Insurance Underwriters

AIG
Prudential
Liberty Mutual
State Farm

Skills Analysis & Career Paths

Skills Breakdown

Technical Skills7
Soft Skills4
Certifications2

Related Career Paths

Insurance Underwriter

Insurance Underwriter Career Timeline

1

Entry Level

Junior Underwriter

0-2 years

Learning & Foundation

2

Mid Level

Senior Underwriter

3-7 years

Specialization & Growth

3

Senior Level

Chief Underwriting Officer

8+ years

Leadership & Strategy

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