Mortgage Underwriter Resume Examples & Tips for 2025

As a Mortgage Underwriter, you will evaluate and analyze mortgage loan applications by reviewing borrower creditworthiness, income documentation, property appraisals, and risk factors to make informed lending decisions that align with company and regulatory guidelines. The ideal candidate will possess a bachelor's degree in Finance, Business, or related field, 3+ years of mortgage underwriting experience, thorough knowledge of FHA/VA/USDA/Conventional loan requirements, and strong analytical and decision-making skills. This critical role serves as the gatekeeper of credit quality and risk management, ensuring the organization maintains a healthy loan portfolio while helping customers achieve their homeownership goals.