Loan officer Resume Examples & Tips for 2025

A Loan Officer is responsible for evaluating, authorizing, and recommending approval of commercial, real estate, and personal loan applications by analyzing financial information, determining creditworthiness, and assessing risk factors to ensure compliance with lending policies. This role requires a Bachelor's degree in Finance, Business, or related field, strong analytical and interpersonal skills, knowledge of lending regulations, and typically 3-5 years of experience in banking or financial services, along with relevant licenses (such as NMLS certification). Loan Officers play a crucial role in helping individuals and businesses achieve their financial goals while protecting the institution's assets through sound lending practices and maintaining strong client relationships.