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Loan Underwriter Resume Examples & Tips for 2025

Loan underwriters, also known as loan officers, are specialized batch of underwriters.

They evaluate loan applications and are responsible for accepting or rejecting these applications. Because loan underwriters have to evaluate these applications themselves, they will meet applicants and discuss personal and financial information that will help them make informed decisions. Loan underwriters must have exceptional interpersonal skills to assist them to get all necessary information from applicants due to the nature of the position. They must also have the capacity to pay attention to even the smallest facts or statistics. Here’s a loan underwriter resume template to help you get a head start!.

$55,000
Starting Salary
6% annually
Growth Rate
6+
Key Skills
Entry to Senior
Experience
Loan Underwriter Resume Example

What Makes This Loan Underwriter Resume Great

Resume Writing Tips

  • Highlight specific loan types and dollar amounts handled
  • Emphasize regulatory compliance knowledge and experience
  • Quantify approval rates and portfolio performance
  • Include specific underwriting software proficiency

Key Achievements to Highlight

  • Managed loan portfolio of $25M with default rate below 2%
  • Increased loan approval efficiency by 30% through process improvements
  • Maintained 95% accuracy rate in risk assessment decisions

Technical Skills

EncompassCalyx PointLoanSphereMicrosoft ExcelCredit Analysis SoftwareBanking CRM SystemsDocument Management Systems

Soft Skills

Analytical ThinkingDecision MakingCommunicationAttention to Detail

Relevant Certifications

  • Certified Mortgage Underwriter (CMU)
  • Certified FHA Underwriter

2025 Loan Underwriter Market Insights

Salary Range

$55,000 - $95,000

Experience Level Impact

Entry Level:$55,000+
Mid Level:$71,500+
Senior Level:$88,000+

Growth Rate

6% annually

Industry Growth Trend

Market Demand

medium Demand

Steady demand in banking and financial services sector with increased focus on risk management

Top Employers Hiring Loan Underwriters

Wells Fargo
Bank of America
JPMorgan Chase
US Bank

Skills Analysis & Career Paths

Skills Breakdown

Technical Skills7
Soft Skills4
Certifications2

Related Career Paths

Loan Underwriter

Loan Underwriter Career Timeline

1

Entry Level

Junior Loan Underwriter

0-2 years

Learning & Foundation

2

Mid Level

Senior Loan Underwriter

3-7 years

Specialization & Growth

3

Senior Level

Chief Underwriter

8+ years

Leadership & Strategy

Ready to Build Your Loan Underwriter Resume?

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